Motorbikes became the number one alias favorite transportation wheel used by all Indonesian families. The reason for this motorbike is that it is very astute in penetrating the hustle and bustle of the road, it does not make it contradictory if there are only 2 to 3 motorbikes in one roof. It is said to be a fairly cheap and fast transportation, a motorbike is very suitable to be boarded to the office or rush to school for those who are students. However, in traffic passing using this motorcycle there is something many people forget about motorcycle insurance.
Almost most ordinary people do not provide more treatment by insuring their two-wheeled vehicles except motorbike owners with exorbitant prices such as big motorcycles. People who drive with motorbikes are much more eager to prepare insurance for their favorite motorbikes because insurance will take care of the motorbike in the event of loss or damage, which of course this insurance is very useful. Moreover, the fact that there are too many risks facing the road, and accidents are not rare items that make many people have to die on the highway and often cause severe damage to vehicles. Therefore acting wisely by insuring motorized vehicles is so important, especially if accompanied by other insurance that will make you calm driving down the highway.
Type of Insurance Guarantee
Of course the calmness in having this family's mainstay transportation is also reflected in your mind, so you find out a lot of information about motorcycle insurance. For information before visiting looking for insurance companies, there is nothing wrong if you know two types of insurance for two-wheeled vehicles that are widely offered in regions in Indonesia. First, you can choose a total loss insurance insurance that is more called TLO, now this type of insurance will replace your damaged motor vehicle due to accidents on the road, due to fire to theft but with a note that the damage you suffer must be above 75% of the price original of your motorbike. And in case of loss, this insurance is valid if within 2 months the vehicle is not found.
The second motorized vehicle guarantee that can be chosen is comprehensive insurance or also popular with all risk insurance. Here, insurance holders benefit more because all kinds of risks on the motorbike will be taken over by the insurance company whether it is scratched, forgotten, lost, stolen, any disaster that touches your motorbike. But, don't forget, every all risk insurance company has its own features, ranging from the average range of premiums for protection and motorbike crane costs, for example.
Tips for Taking Vehicle Insurance
Knowing which motorcycle insurance coverage you will choose, now is the time to form a way for you not to turn to the wrong insurance choice. The first step is to collect 3 to 4 different insurance company brochures. From here, you can learn various information related to insurance for each company. You can also compare the advantages and disadvantages of each company, the type of protection offered and the range of insurance premiums you will also know from here.
As a suggestion, it is good for you to choose insurance that also protects you from the authority of vehicle damage on your vehicle and insurance that is responsible for the passengers you carry on your motorbike. In addition, you can drop your insurance choices on insurance who want to help you from being damaged by the background of natural disasters because not all offer these benefits. Even though it needs to be remembered, Indonesia is often attacked by natural disasters. Other considerations, see clearly whether this insurance product provides complete and neat facilities. Like having a lot of workshop partners and pampering you with 24-hour service in a crunch and free crane.